Business Credit Cards & Lines of Credit

We offer a VISA credit card with a low annual percentage rate (APR) and no annual fee, and a Line of Credit that gives you flexibility and access to capital to meet your short-term borrowing needs.

Get Started. Click or call a Business Loan Officer at , option 4.

Download the Business Credit Card Application. Or, to apply for a Line of Credit download the Business Loan Application and Checklist.

Business VISA®

An Inter American Trust Bank VISA credit card is a great expense management tool for your business, with lots of benefits.

Options and Features

  • Special low introductory rate for new cards2
  • Corporate cards for employees
  • Online viewing of daily balances and transactions
  • The ability to separate and control business expenses
  • Low 1% International Service Assessment (ISA) Fee. Compare with what banks charge.
  • Provides Purchase Security & Extended Protection
  • Enjoy Travel and Emergency Assistance Services
  • Roadside Dispatch, a 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, fuel delivery, and more
  • Savings with the VISA Auto Rental Collision Damage Waiver
  • Safer than cash and offers the security of VISA's Zero Liability for fraudulent purchases. Zero liability does not apply to ATM transactions or PIN transactions not processed by VISA.
  • Design Your Own Card program where you can select an image or photo that you want to appear on your credit card

VISA Checkout

Pay online the easier way with VISA Checkout and your Inter American Trust Bank VISA Credit card.

Current Rates

Table data for Business Credit Card
 Rates Effective 03/27/18
APR1 Cash Advance Fees Late Payment Fees Alert Me
Business Platinum 13.77% $3.00 or 3% whichever is greater, not to exceed $30.00 $35 Receive a notification when this rate changes
(13.77% on cash advances) Receive a notification when this rate changes
3.99% on purchases and balance transfers made during first 60 days; rate effective first 12 months card is open2 Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for Platinum: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points.
    Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
    Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
    Minimum Monthly Payment for all credit cards: 2%, minimum $10
  • 2The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 60 days. After the initial 60 days, our Standard APR applies. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.

Business Line of Credit

Inter American Trust Bank offers lines of credit that give you flexibility and access to capital to meet your short-term borrowing needs. Line of credit amounts, terms, repayment schedules, and collateral can all be structured to meet the specific needs of your business. Our lines of credit offer:

  • A variable rate tied to Prime Rate
  • Secured and unsecured lines of credit
  • Interest-only payments
  • The convenience of available funds when you need them